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Choose Your Pension Options under Rule 10 of CCS (Implementation of NPS) Rules, 2021: DoP&PW O.M. Dated 25th October 2024

The Department of Pension and Pensioners’ Welfare (DoP&PW), under the Ministry of Personnel, Public Grievances, and Pensions, has issued an important Office Memorandum (O.M.) dated 25th October 2024, regarding the Options under Rule 10 of the CCS (Implementation of NPS) Rules, 2021. This rule provides Central Government employees covered under the National Pension System (NPS) the opportunity to choose between the NPS or the Old Pension Scheme (CPS/CPEP) in the event of death, invalidation, or disablement during their service.

Key Highlights of DoP&PW O.M. Dated 25th October 2024:

Rule 10 – Options for NPS or Old Pension Scheme:
- Under Rule 10 of the CCS (Implementation of NPS) Rules, 2021, Central Government employees who are covered under NPS must exercise their option between NPS and the Old Pension Scheme.
- This option must be exercised at the time of joining government service or in case of events like death during service, invalidating disability, or retirement due to invalidation.
Form 1 – Submission of Option:
- Employees must submit Form 1 to exercise their choice for availing benefits either under the National Pension System (NPS) or under the Central Civil Service (Pension) Rules or the Extraordinary Pension Rules in the event of death, disability, or retirement due to invalidation.
- Employees already covered under NPS must also exercise the same option.
Family Details – Form 2:
- Along with Form 1, employees are required to submit Form 2 providing details of their family members to the Head of the Office for record-keeping and future reference.
Reminder to Ministries/Departments:
- Despite multiple reminders from the Department, it has been observed that Form 1 and Form 2 have not been submitted by all the eligible employees. Ministries and departments have been instructed to ensure that these forms are collected from all Central Government employees covered under NPS.

Action Steps for Employees:

All Central Government employees covered under NPS must fill out Form 1 to indicate their choice of either continuing with NPS or opting for the Old Pension Scheme (CPS/CPEP).
In addition, employees must submit their family details in Form 2 to ensure all records are updated for pension-related benefits.

How to Submit the Option Forms:

Form 1 (Option form for NPS or Old Pension Scheme) and Form 2 (Family details form) must be submitted to the Head of Office for further processing.
Employees should ensure that these forms are submitted within the stipulated time frame as directed by their respective Ministries or Departments.

अपना पेंशन विकल्प चुनें: केंद्रीय सरकारी कर्मचारियों के लिए नियम 10 के तहत NPS/OPS चुननें का विकल्प

Additional Resources:

For more details, employees can visit the official DoP&PW website or consult their department’s administrative office for guidance on submitting these forms.

Important Links:

Resource	Link
Download Form 1 (NPS Option Form):	Click here
Download Form 2 (Family Details Form):	Click here
Official DoP&PW O.M. dated 25th October 2024:	View here
Official DoP&PW Website:	Visit here

Conclusion:

The DoP&PW O.M. dated 25th October 2024 emphasizes the importance of exercising options under Rule 10 of the CCS (Implementation of NPS) Rules, 2021 for Central Government employees. It ensures that employees who are covered under NPS are given a clear choice regarding their pension system, especially in the event of death, invalidation, or retirement due to disablement. Employees must act promptly and submit the necessary Form 1 and Form 2 to avail the benefits under the scheme they choose.